ROI Formulas Cheat Sheet

One-page quick reference guide to all ROI calculation formulas.

Cash-on-Cash Return

(Annual Cash Flow / Cash Invested) × 100

Measures return on actual cash invested

Cap Rate

(Net Operating Income / Property Value) × 100

NOI as percentage of property value

Net Operating Income (NOI)

Annual Rent - Annual Operating Expenses

Excludes mortgage payments

Cash Flow

Monthly Rent - Monthly Expenses

Includes mortgage payments

Total ROI

((Annual Cash Flow + Appreciation) / Cash Invested) × 100

Includes property appreciation

1% Rule

Monthly Rent ≥ 1% of Property Value

Quick investment screening tool