1031 Exchange Calculator

Calculate potential tax savings and analyze if your property qualifies for a 1031 exchange.

1031 Exchange Overview

A 1031 exchange allows you to defer capital gains taxes by reinvesting proceeds from a sold property into a new "like-kind" property. This calculator helps you understand potential tax savings and whether your exchange qualifies.

Property Being Sold

Total depreciation claimed during ownership

Commissions, closing costs, etc.

Replacement Property

Tax Rates (%)

Tax Analysis

Traditional Sale

Net Sale Proceeds:$0
Capital Gains Tax:$0
Depreciation Recapture:$0
State Tax:$0
Total Tax Owed:$0
Cash After Tax:$0

1031 Exchange

Net Sale Proceeds:$0
Tax Owed:$0 (Deferred)
Cash Available:$0

Tax Savings

Taxes Deferred:$0
Additional Buying Power:0.0% more

Qualification Status

Equal/Greater Value:✓ Yes
Equal/Greater Debt:✓ Yes
Equal/Greater Equity:✓ Yes

✓ Qualifies for Full Tax Deferral

Key Requirements

  • • Identify replacement property within 45 days
  • • Close on new property within 180 days
  • • Must use qualified intermediary
  • • Properties must be held for investment/business

Understanding 1031 Exchanges

Tax Deferral

A 1031 exchange allows you to defer capital gains taxes indefinitely by continuously exchanging properties. This preserves your capital for larger investments.

Strict Timeline

You must identify potential replacement properties within 45 days and close within 180 days of selling your original property. Missing these deadlines disqualifies the exchange.

Equal or Up

To defer all taxes, your replacement property must be equal to or greater in value, with equal or greater debt. Any cash received ("boot") is taxable.