Tax Deduction Quick Reference

One-page quick reference guide to common tax deductions for rental property owners.

Common Deductions

  • ✓ Repairs & Maintenance
  • ✓ Property Management Fees
  • ✓ Insurance Premiums
  • ✓ Property Taxes
  • ✓ Mortgage Interest
  • ✓ Utilities (if paid by landlord)
  • ✓ Advertising & Marketing
  • ✓ Legal & Professional Fees
  • ✓ Travel & Transportation
  • ✓ Home Office (if qualified)
  • ✓ Depreciation (27.5 years residential)
  • ✓ Tenant Screening Fees

Documentation Needed

  • ✓ Receipts & Invoices
  • ✓ Bank Statements
  • ✓ Credit Card Statements
  • ✓ Canceled Checks
  • ✓ Mileage Log
  • ✓ Property Records
  • ✓ Lease Agreements
  • ✓ Insurance Policies

⚠️ Repairs vs. Improvements

Repairs: Deductible immediately (fixing broken items)
Improvements: Must be depreciated (adding value/upgrades)

📋 Record Keeping

Keep records for 3 years (7 years for depreciation). Use separate bank accounts for rental income/expenses.